Everybody will have a dream of a sweet home that they can truly call their own. But with rising material costs and also an ever-increasing square-feet rates, it is getting tougher and tougher for common people to live their dream. Owning a house has now become a huge financial burden for the mid-income groups and also the poor. But there's no problem without a solution and in this case the answer is a housing loan. 

The Koovappady Service Co-operative Bank has housing loan services which would help you to own your dear home. Loan amounts are sanctioned with special interest rates to reduce the financial load over you. These loans are passed in very short periods of time without trouble and lets you pay your installments well on time. These loans are not just for new homes. We also help you renovate and repair an existing property through these housing loans.

With a vision to provide support and encouragement to the agricultural sector, The Koovappady Service Co-operative Bank has introduced agricultural loans for farmers belonging to all categories. These loans too are provided at very low interest rates so as to help the farmers put in their most to the development of the sector.

At these times when the traditional agricultural sector of the country is facing serious challenges, initiatives such as these would indeed be of great help. The Bank believes that the farming sector needs to achieve some kind of self-sufficiency, if the country needs to take its leap in to progress. Hence the introduction of such farmer-friendly schemes. Farmers are offered these loans whenever they are in need and since the interest rates are low, they would be able to meet their requirements without much of a difficulty and will feel comfortable even while paying back.

Basic Features

• KCC have the facility of Rupay card.

Different types of loans suitable for all types of people are issued from the Bank on easy terms. Loans are given on nominal interest-rate with ordinary interest. Loans fit for Business, Industry, Education, Building construction, Purchase of Household items, Purchase of computer by professionals, Purchase of vehicles like cars, lorries, buses; and suitable loan-schemes enabling all the needs.

We have extended products like funding of new vehicles on the security of salary certificate, land and fixed deposit powered of loan to a particular period. Monthly Installment.

"Loan Against Gold Ornaments", a scheme designed to provide liquidity against gold ornaments without having to sell them.Gold ornaments lying idle can be put to productive use by availing the Bank's Gold Loan. This product is ideal to meet your immediate requirement of cash

Consumer loan

• purchase of computer and vehicles- only new vehicles,household items

FD loan

• Have certain percentage of Deposit

Ordinary loan

• marriage, medical, House Maintanance, Business, Self employment, Self help group, Educational

LOAN FOR STUDENTS TO PURCHASE LAPTOPS